1)You probably have a relationship with your bank or credit union. They want your business, and they will take the best care of you. You will get the best customer services there.
2)You will get a better interest rate from your bank or credit union, than a mortgage broker.
3)You will pay less closing costs with your bank or credit union too as compared to a mortgage broker.
4)A pre-approval letter from a bank or credit union says to the seller and his agent, that you are a smart buyer, and you have good credit. Mortgage brokers are for people who need help getting financing... maybe their credit is not the best, and they don't mind paying a little more closing costs and interest to get the financing they need.
5) Your bank or credit union wants to have a lasting relationship with you, and they won't play games, or tell you half the truth. You can trust them.
It is best to go to your Bank or Credit Union first for your financing needs. If you need a recommendation, I have a couple of good ones with low closing costs and low interest rates. Get your pre-approval letter when you are ready to look at houses, and then call me, text or email me to go see what great deals we can find. 813-714-9737 deesmith@deesmith.com
FOR MORE INFO VISIT www.DeeSmithSellsHomes.com