Monday, September 6, 2010


7902 WILLOW BROOK CT, HUDSON, FL 34667 $100,000
MADE FOR ENTERTAINING! This house flows beautifully and it is move in ready! WELL MAINTAINED AND EXCELLENT CONDITION. Huge 2304 sqft, 3BR 2Bath w/Lg Living room w/wood burning fireplace & sliders to Massive Florida Room, very bright and cheery eat in kitchen with bay, tiffany style light & sliders to the Florida room. Tile in all the right places. Very large closets in every room w/California closets in 2 bedrooms. 2 car side-load garage has door opener and extra off street parking in the curved driveway. this location is close to everything you need, no CDD, $280/yr HOA and low Pasco taxes. It's a no-brainer! Virtual tour: Must see! This is a short sale with only one mortgage,Bank of America. It should close quickly. CDPE

Monday, May 31, 2010

What is a Short Sale?

A short sale can be an excellent solution for homeowners who need to sell, and who owe more on their homes than they are worth. In the past, it was rare for a bank or lender to accept a short sale. Today, however, due to overwhelming market changes, banks and lenders have become much more negotiable when it comes to these transactions. Recent changes in corporate policy have also improved the chances of getting a short sale approved. But to be technical, here's a more official definition:
A homeowner is 'short' when the amount owed on his/her property is higher than current market value.
A short sale occurs when a negotiation is entered into with the homeowner's mortgage company (or companies) to accept less than the full balance of the loan at closing. A buyer closes on the property, and the property is then 'sold short' of the total value of the mortgage.
For homeowners to qualify for a short sale, they must fall into any or all of the following circumstances:
Financial Hardship – There is a situation causing you to have trouble affording your mortgage.
Monthly Income Shortfall – In other words: "You have more month than money." A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
Insolvency – The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.

This seems simple enough, but it is a complicated process that takes the expertise of experienced professionals. I hold the CDPE® Designation and am ready to identify all possible options and, when possible, assist in the quick execution of a short sale transaction. I have been successfully negotiating and closing short sales for 4 years, saving homeowners from foreclosure. If you have questions or feel you may qualify for a short sale, please contact me for a free consultation. Understanding your options now could mean all the difference in the world. And remember, it is not your fault you are in this situation. You just need to know how to get out.

Picture: Another sweet deal : 3 Bedroom, 2 Bath, Screened Lanai and Private, Vinyl fenced back yard. Immaculate! $155,000 You will have to hurry for this one!
Virtual Tour: 813-995-2322 Call me.

Monday, May 10, 2010


It is so much better to buy a short sale because:

1)you are going to buy a property at below appraised value before it goes into foreclosure,

2)you are helping the economy. A Foreclosure has a very negative impact on the economy in many ways,

3)it helps the looks of our neighborhoods, because foreclosures are usually unkept, and in disrepair,

4)Short sale properties are usually in very good condition. Once it becomes foreclosure, the vandals move in and destroy the property,

5)you are helping a family sell their home who is much in need of your help. In most cases it is a real hardship that has forced the sale. Good karma may come from it,

6)many times you don't have to make the costly repairs needed to get a foreclosure back into shape.

So as you can see Short Sales are a great value.

Picture: 3 Bedrooms, 2 Baths, Wesley Chapel $125,000