Tuesday, November 7, 2017

4 RENOVATIONS TO GET MORE FOR YOU HOME AND SELL IT QUICKER

Selling in Land o Lakes or Wesley Chapel or surounding areas?

Everyone knows when you go to sell anything, you must get it ready to sell.  What do you need to do to get your home ready to sell?  Believe it or not, this is a huge part of marketing your home, and something I have my sellers spend a bit of time, but not so much money on.  You see, in order to sell a home you have to know what the buyers today are looking for.  With this knowledge, we prepare and stage our listings to maximize the interest and ultimately the offers we will receive.

1) Curb appeal.  Of course this is your first chance to make
a good first impression.  This is how we get the buyers in your house.  Pressure washing and/or painting, new mulch, new flowering plants, trimming, etc.  An experienced Realtor can help you know what to do and help you stay within a budget.

2 I always say, “Paint is cheap”.  And it can be fun.  It certainly makes a big difference in the impression buyers get.  I can help you know what to paint and what can slide, what colors are best in what rooms, what will get you the best return on your time and money.  It’s my job, and I study these things… for you.

3 The kitchen is the most important room in the house in our current market.  Kitchen reno’s can easily get out of hand.  I have seen some kitchen reno's where the homeowner definitely spent way more than they needed to, and will never recover the money spent. Also, some that certainly did not get the homeowner more money for their home, and some that were not a good idea at all.  Before you spend a lot of money on kitchen renovation, call me and let’s talk about what you are trying to accomplish.  You may be surprised at how little it can cost to make a big impact in the kitchen.   A little experience in this can save you a lot of money.

4 The bathrooms are very important, especially the master bath. 
You may not be able to add more room to your small master bath, but you can easily add style.  And in bathrooms as well as kitchens, “Clean equals Green” is what I always say.  The more clean you have in your kitchen and bathrooms, the more green you will get from the sale.

If you are going to be selling a home soon, contact me.  I would love to  help you save even more money while getting the extra value out of your home.  There are a lot of costs during the process.  Knowing where to spend your money, and where you can save money, will help put more money in your wallet.

Dee Smith  813-714-9737   deesmith@deesmit.com  www.DeeSmith.com
RE/MAX Premier Group  Wesley Chapel, FL 33544  

#LAND O LAKES  #WESLEY CHAPEL  #REAL ESTATE





Tuesday, October 31, 2017

4 TRICKS TO IMPROVE YOUR CREDIT SCORE BEFORE APPLYING FOR A MORTGAGE TO TREAT YOURSELF TO A LOW MORTGAGE INTEREST RATE

Buying a home in Land o Lakes or Wesley Chapel or surrounding areas?

When applying for a mortgage, you want your credit score to be as high as you can get it.  Here are a few tricks that work.  But, don’t get excited.  This isn’t going to happen overnight.  However, within 3 to 6 months you can raise your credit score significantly with just these 4 simple techniques.

1) Know your credit score.  Check on CreditSesame.com.
Your credit score determines the interest rate you will get on your mortgage.  A higher credit score can save you monthly on your mortgage payment.  This will show you what is keeping your score low so you can fix it.

2) The largest part of your credit score is your credit history.  If you have negative marks, like late payments on any of your credit, write letters to your creditors asking them to remove those please, and send them in the mail. Be very polite and give them a good reason why you made a late payment or whatever it is.  If you can convince them to do that it will raise your score right away… meaning in about 3 months.

3) Contact all your credit cards and ask them to raise your credit limit. This will lower your “utilization ratio” pretty quickly raising your score.  Paying off credit cards will do the same.  Do not close out the account.  It is good to have accounts that have zero balances.  It shows you can manage your money. 

4) Do not apply for any new credit cards, car loans or store credit for 6 months.  Even “No interest paid until next year” loans will drag your credit down.

If you are going to be buying a home soon, contact me.  I can help you save even more money during the process.  There are a lot of costs during the house buying process, knowing where you can save money will help.

Dee Smith  813-714-9737   deesmith@deesmit.com  www.DeeSmith.com
RE/MAX Premier Group  Wesley Chapel, FL 33544  
#LAND O LAKES   #WESLEY CHAPEL  #REAL ESTATE




Tuesday, October 24, 2017

"HOW MUCH COMMISSION DO YOU CHARGE TO SELL MY HOME?"

If you are interviewing real estate agents in Wesley Chapel and Land o Lakes, to sell your home there are many questions you should ask.

It DOES matter which agent you hire to sell your home.  
Chances are it is the most valuable and important financial transaction you have ever made.  And you could loose or gain a lot of money during the transaction.  Trusting a person with very little knowledge and experience is dangerous.

 Real Estate is a business, and like all businesses has a lot of expenses that are necessary in order to do well for their clients. The income from the sales need to cover those expenses. There are other expenses that are not necessary and knowing the difference is important.  For example, if a real estate agent is not interesting in learning and investing in his trade, he will not do well for his clients.  It is as simple as that.

"How much commission do you charge?" is the most popular question asked, however, those who charge less commission ALWAYS spend less on your advertising and marketing and usually sell the home for less.  After all, they are not good negotiators, if they can't even win on a commission negotiation.   These agents, because their success is limited ususally don't last long in the business.  A smart agent is a good negotiator and has a marketing plan for each home that insures good traffic, quality offers, and high level service.

Here are a few better questions to ask a real estate agent, "Are you a Realtor?"(a member of the National, State and Local Associations of Realtors),  "What are you going to do to sell my home?",  "How are you going to get me the most money for my most valuable possession?",  "What are you going to do to keep me informed of what is going on?",  "What are you going to do to save me money during the process?", "What are you going to do to insure good offers?", "Do you currently work with buyers also?" (in order to know what buyers are looking for today), "What is the last class you took that is going to help sell my home?", "Do you have much negotiating experience?", "What are you going to do to sell my home quickly, for more money, and less hassle for me?".

If you are going to be selling or buying a home soon, contact me.  I can help you save even more money.  There are a lot of costs during the process.  Knowing where you can save money will help.
Dee Smith  813-714-9737   deesmith@deesmit.com  www.DeeSmith.com
RE/MAX Premier Group  Wesley Chapel, FL 33544  
#LAND O LAKES  #WESLEY CHAPEL  #REAL ESTATE






Monday, September 25, 2017

HOW TO BUY A NICE, MOVE-IN-READY HOME IN THIS MARKET


Today we have a very fast-paced market in Land o Lakes and Wesley Chapel, FL.  When a nice, move-in-ready listing comes on the market it is very many times under contract in less than a week. Sometimes with multiple offers, it is difficult, if not close to impossible to compete, but you can be successful. 
So how can you be successful in such a crazy market?  This is how...
#1) You must be ready to buy.  Give your pre-approval letter to your Realtor to save valuable time.  If you fall in love with a house on the weekend, you may not be able to get a pre-approval letter until Monday and then it may be too late.  And have your funds available for your down payment and closing costs.  Gone are the days when buyers could ask for closing costs.
  


#2) You must be watching the new listings.  Have your Realtor set you up with auto emails that come to you just as soon as the listings hit the market. You must have a Realtor who can get you in the houses quickly.  Here is why you need a fast-paced Realtor.  If you have to wait for a slow moving Realtor to make an appointment in 2 or 3 days, of course you are not going to get there in time.
       


#3) You must be working closely with your Realtor.  Let your Realtor know what you are thinking, when you are likely to want to see houses, etc. so she can be expecting it.  Discuss it.  Make a plan with your Realtor.

#4) And you must be ready to do whatever it takes to be successful. Sometimes you have to put a little extra money in, make a higher offer than asking, cover the difference after the appraisal,  jump through some hoops to get to the finish line.  Be ready to do that.  Talk to your lender about the paperwork you will be needing to give them.  Remember, you are the lucky one if you do win a contract on the home you love.
Another great option is New Homes.  
You can pick your builder, your lot, your floor plan, your kitchen package, flooring, etc. Some builders have inventory home, which are move in ready or close to move in ready.  Some even have incentives, such as closing costs, upgrades, etc.  You must have a Realtor who knows the new homes builders, and knows how to get you what you can get.

*Now, if you are looking for a steal, there are still some ‘discounted’ short sale properties, foreclosures & re-sales available, but these are in need of repairs and updating.  We do have the  
FHA 203K Mortgages with built in repair and ‘reno’ funds to help with these.  And I can also recommend good contractors to help you with those renos.  In these cases, if you have a good negotiator for a Realtor, you can also ask for and get closing costs and other incentives. 


I have been very successful with my buyers using these guidelines. I try to make it easy for you. Call, text or email me.  Dee Smith 813-714-9737  deesmith@deesmith.com   www.DeeSmith.com

Monday, August 14, 2017




HURRY TO SEE THIS ONE! AMAZING NEWLY RENOVATED POOL HOME on a large lot & a quiet cul-de-sac street in Lake Padgett Estates East. Beautiful new kitchen has wood-look tile floors, pendant lights, granite & stainless, new island with sink looking over the fam room & pool area & new backsplash . This is a very efficient, open, 3 way split plan w/formal dining/office/den, foyer, & cathedral ceiling in great room looking over the pool & backyard. Relax by the pool on your huge lanai on the north side of the house for a shady view. All sliders are pocketed so they open up wonderfully to the newly updated pool area. This home has been well maintained & well loved & it shows. NEWLY resurfaced pool, NEW patio pavers around pool, NEW privacy fence, NEW carpet, NEW attic stairs, NEW appliances & NEW garage backdoor. NEWER a/c handler w/UV light, roof, water heater, gutters, central vac system & attic stairs. The salt water pool has awesome hands free agreement w/Pool Medic, $54/month includes leased equipment & chemicals 2x month.
Low HOA is $40/ month & low Pasco Co Taxes & great schools. Lake Padgett Estates East has a complete community center w/pool, clubhouse, lounge, party rooms, fitness, tennis, racketball, walking track, soccer field, play ground, basketball court & more. Near County park and Library, churches, shopping & restaurants. This one has it all! Call your Realtor to see it today.

SEE VIRTUAL TOUR:  http://www.searchallproperties.com/listings/2389289/23121-GENEVA-ROAD-LAND-O-LAKES-FL/auto

DeeSmith@DeeSmith.com
www.DeeSmith.com






DeeSmith@DeeSmith.com
www.DeeSmith.com

Thursday, March 23, 2017

WHAT TO DO THIS WEEKEND...ZEPHYRHILLS PIE FESTIVAL ...MARCH 25... 11:00AM -3:00PM

PIE FEST AT 38116 FIFTH AVE, ZEPHYRHILLS, FL
FREE ADMISSION AND PARKING

$10 ALL YOU CAN EAT
PIE BUFFET
Noon to 3:00PM


Pie vendors, slices of pie, whole pies, pie eating contests,
pie buffet, local business showcase, kids area,
DJ entertainment and more...

What fun!  I'll see you there...
or if you would rather look at houses
call or text me 813-714-9737
DeeSmith@DeeSmith.com
www.DeeSmith.com

Thursday, March 16, 2017

WHAT TO DO THIS WEEKEND ... DOG DAYS IN DADE CITY ... MARCH 18TH ... 10:00AM- 2:00PM

DOG AND WAGON PARADE, DOG COSTUME CONTEST,
CANINE GOT TALENT, ICE CREAM / YOGURT EATING
CONTEST AND MORE...
AGNES LAMB PARK in downtown Dade City

What fun this is going to be.



FREE for the whole family.



I'll see you there...
OR if you would rather look at houses
Call or text me 813-714-9737
DeeSmith@DeeSmith.com
www.DeeSmith.com